Oct 20, 2023
In the latest Tactical Living Podcast episode, we're addressing an
ever-relevant topic in the world of firearm ownership - concealed
carry insurance. In the wake of rising gun purchases, understanding
the nuances of gun-related insurance is vital, particularly for
first responders often finding themselves in high-risk
situations.
Gun Ownership Trends: A whopping 5 million Americans became gun
owners during the COVID-19 pandemic, as reported by U.S. News &
World Report in 2021. The reasons? Public health, safety
concerns, and political influences.
The Gap in Homeowners Insurance: Thinking your homeowner's
insurance covers you in a self-defense incident at home? Think
again. Most policies exclude "intentional acts" and "criminal
acts," leaving gun owners without any legal protection.
Criminal & Civil Liability Realities: Post a self-defense incident, the immediate aftermath can
be overwhelming, both emotionally and legally. Even if you're not
criminally charged, civil lawsuits can follow, often with hefty
financial repercussions.
CCW Insurance Benefits: Not just
another policy, CCW insurance ensures protection specifically
tailored to gun owners. Whether it's offering an experienced
attorney, paying legal fees, or providing bail, the right policy
could save hundreds of thousands of dollars.
Real-Life Instances: We'll discuss real-life examples, like a
retired police detective who, despite being cleared of wrongdoing,
lost his financial security due to legal expenses or an Albuquerque
smoke shop employee who faced an unexpected lawsuit.
USCCA’s Educational Value: The U.S. Concealed Carry Association
(USCCA) offers critical education and training for gun owners,
emphasizing the significance of understanding your rights and the
potential legal aftermath of a shooting incident.
Call to Action: If you've invested in a firearm to protect yourself
and your loved ones, it's time to ensure you're also safeguarded
from the unforeseen legal battles that could follow. To explore
comprehensive concealed carry training and insurance options,
consider courses like the USCCA’s Concealed Carry and Home
Defense Fundamentals Class. Remember, it's not just about
protecting lives; it's about ensuring peace of mind.
Join us in this illuminating episode of the Tactical Living Podcast
and, as always, hit that subscribe button to stay informed and
prepared!
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